Professional headshot of Frank Martin-Buck

Frank Martin-Buck, PhD

Experienced economist skilled at quickly assessing new and unfamiliar issues, producing reliable analyses under tight timeframes, and communicating complex ideas to non-technical audiences.

Professional Experience

Litigation Support & Economic Consulting

Senior Economist

Cornerstone Research

August 2025 – Present

  • Conduct economic research in support of litigation in consumer finance, antitrust, and consumer product liability
  • Lead teams of junior staff to produce rigorous analyses, presentations, and reports for attorney clients
  • Leverage AI tools including LLMs to accelerate research and coding processes
  • Review academic literature in economics, marketing, and consumer behavior to support expert analyses

Senior Consultant

Bates White Economic Consulting

October 2011 – April 2013

  • Estimated overcharges by a major energy firm during the California energy crisis, serving as primary client contact and writing expert reports
  • Built Python models to simulate mortgage-backed security payment waterfalls to estimate investor harm
  • Combined data from dozens of asbestos-injury settlements to assess total compensation received by individuals

Staff Analyst

ApplEcon Economic Consulting

November 2007 – August 2010

  • Assessed anticompetitive harm from restrictive licensing of mainframe operating system software
  • Led team gathering data on advertising firm contracts, resulting in a $500 million judgment in client's favor
  • Analyzed video game pricing data to identify anticompetitive effects of exclusive licensing arrangements

Government & Regulatory Experience

Enforcement Economist

Consumer Financial Protection Bureau

June 2024 – August 2025

  • Led data and economic analysis for investigations and litigation from inception to resolution
  • Created dozens of alternative damages methodologies using large datasets from major financial firms for settlement negotiations on tight timelines
  • Combined disparate datasets from mortgage servicers to identify tens of millions in illegally-assessed interest
  • Served as banking subject matter expert for other economists in their investigations

Senior Financial Economist

Federal Deposit Insurance Corporation

January 2018 – June 2024

  • Researched risks to the U.S. economy and banking system, with focus on financial market vulnerabilities
  • Served as expert in corporate debt and leveraged lending, authoring FDIC's annual Risk Review publication and regularly briefing the FDIC board
  • Designed Monte Carlo simulations to assess impact of economic scenarios on bank solvency and capital levels
  • Collaborated with Federal Reserve and OCC officials to develop annual bank stress testing scenarios

Acting Section Chief

Federal Deposit Insurance Corporation

August 2022 – December 2022

  • Managed a team of seven PhD economists and two student interns responsible for academic research and analytical models
  • Developed feedback and performance plans for each staff member based on input from previous managers and coworkers
  • Helped team members balance examination work with independent research to meet publication targets

Economist (Detail)

Federal Trade Commission

March 2022 – July 2022

  • Analyzed medical device markets to determine potential anticompetitive effects of proposed mergers
  • Examined large datasets from card payment networks to identify scope and effects of alleged violations
  • Prepared written reports and recommendations on investigations for presentation to FTC commissioners

Education

Ph.D. Economics

University of Texas at Austin

2017

Dissertation: "Driving Safety: Empirical Analyses of Alternative Transportation's Effect on Drunk Driving"

M.S. Economics

University of Texas at Austin

2015

B.A. Economics

University of Michigan at Ann Arbor

2007

Awards and Honors

  • Executive Potential Program Graduate

    Competitive year-long leadership training program. Produced a report on best practices for hybrid work environments, presented to senior FDIC leadership to inform their shift from remote to hybrid.

  • FDIC Mission Achievement Award, 2021

Research & Publications

Ridesharing and Alcohol-Related Crime

Empirical analysis examining the relationship between ridesharing services and alcohol-related criminal activity.

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Late-Night Bus Study

Research on the impact of late-night public transportation on drunk driving and public safety.

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Rapid Transit Study

Analysis of rapid transit systems and their effects on alternative transportation usage and safety outcomes.

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Leveraged Lending and Corporate Borrowing

Examination of leveraged lending practices and their implications for corporate borrowing markets.

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